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Legal & Transparency

Privacy Policy for CashWise

Effective Date: October 4, 2026
Application: CashWise (Android)
🛡️

100% Local Storage

Your transactions, expenses, and budgets are saved exclusively on your phone's secure storage.

🚫

Zero Data Transmission

We do not collect, view, or upload your financial records to any remote server.

⚖️

Full User Control

Clear all your records instantly anytime by clearing app data or uninstalling the app.

CashWise ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains our data practices regarding the CashWise mobile application.

1

Information We Collect and Process

Under Google Play’s User Data policies, "collection" includes data handled via third-party SDKs even if the developer does not personally store it.

a. Personal & Financial Data (User-Entered)

  • Local Storage: All expense data, transaction details, categories, and notes you enter are stored locally on your device only.
  • No Transmission: We do not collect, store, or transmit your financial data to any external servers. We have no access to your budget or spending habits.

b. Device & Usage Data (Automated Collection)

CashWise uses Google Mobile Ads (AdMob). To serve ads, Google may automatically collect:

  • IP Address: Used for general location and fraud prevention.
  • Device Identifiers: Such as the Android Advertising ID (AAID).
  • App Interaction Data: Information on how you interact with ads within the app.
2

How We Use Information

  • App Functionality: Your financial data is used exclusively to provide the core tracking features within the app.
  • Advertising: Data collected by AdMob is used to serve relevant advertisements, measure ad performance, and prevent fraudulent activity.
3

Data Storage, Security, and Retention

  • Storage: All user-generated content is saved in the app's private internal storage.
  • Security: We utilize Android’s standard security scoping to ensure other apps cannot access your local database.
  • Retention:
    • Local Data: Remains on your device until you delete the app or clear the app's storage.
    • Third-Party Data: Ad-related identifiers are managed by Google according to their retention policies (typically anonymized or deleted after a set period).
4

Data Deletion and Your Rights

  • Local Data Deletion: You can delete all your data instantly by uninstalling the app or clearing app data in your device settings.
  • No Web Account: CashWise does not provide an account creation feature; therefore, a web-based account deletion request is not applicable.
  • Ad Preferences: You can reset your Advertising ID or opt-out of personalized ads via your Android Device Settings (Settings > Google > Ads).
5

Third-Party Services & Consent

CashWise integrates the following services:

  • Google Mobile Ads (AdMob): For ad delivery.
  • Google User Messaging Platform (UMP) SDK: For GDPR and privacy regulation compliance.

EEA/UK Users: You will be presented with a consent dialog to manage your data preferences. You can update these settings at any time within the app's settings menu.

6

Children’s Privacy

CashWise is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided data through the AdMob SDK, please contact us.

7

Compliance Disclosures

  • Google Play’s User Data & Ads Policies: We fully adhere to Google Play Developer policies.
  • Data Safety Section Requirements: We accurately reflect that data is shared with Google (service provider) for advertising purposes.
  • GDPR / CCPA: We provide transparency and user control over tracking identifiers.
8

Changes to This Policy

We may update this policy to reflect changes in our app or legal requirements. The "Effective Date" at the top will indicate the latest revision.